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- Charlotte Second Mortgage - Terms
Most NC mortgage companies will charge a fee for lending you money. The fee is usually a percentage of the loan and is sometimes referred to as "points." One point is equal to one percent of the total loan amount. For example, if you were to borrow $25,000 with a fee of two points, you would pay $500 in "points." The number of points charged on a Charlotte NC Mortgage Loans .com loan varies, usually dependant on the loan type, amount, and interest rate associated with it. Many states limit the amount of fees a mortgage company may charge on a second mortgage loan so contact Charlotte NC Mortgage Loans .com today to find out more about your rights as a consumer and NC law. If you are considering a new loan of any kind from refinance to purchasing your first home don’t hesitate to contact a Charlotte NC Mortgage Loans .com representative to help you calculate costs and loan payments.
 Possible Interest Rates when getting a Second Mortgage
- Welcome to Charlotte NC Mortgage Loans .com
Charlotte NC Mortgage Loans .com offers all the information you need to help you in obtaining a home loan or mortgage in the state of NC. Charlotte NC Mortgage Loans .com is locally owned and operated to ensure you a friendly and hospitable environment, therefore Charlotte NC Mortgage Loans .com is NC's professional mortgage broker of choice. We are also licensed to provide Charlotte mortgages and home loans, Charlotte jumbo loans, stated income and self employed in Charlotte, Charlotte second mortgages and Charlotte refinance loans, Charlotte fixed rate mortgages, Charlotte Debt Consolidation loans, and home mortgage loans in Charlotte.
- We Help those who have trouble Stating Income
Stated income home loans allow those who are self employed or do not have documentation of their earnings, to state a wage and qualify for a mortgage based on that stated income. The advantages of a stated income loan are that the borrower does not need to verify income and approval is generally faster than with traditional home loans. The disadvantages of this type of loan are that interest rates and the required down payments are often higher than with traditional home loans. Call one of our mortgage professionals at Charlotte NC Mortgage Loans .com to find out if a Stated Income Mortgage is the right option for you and your needs.
More Stated Income Information
- Real Estate for Charlotte, NC
At Charlotte NC Mortgage Loans .com we offer mortgage and real estate in these areas listed, we work for the whole state of NC, so if the area you are searching for is not on the list below then call one of our mortgage and real estate experts at Charlotte NC Mortgage Loans .com for more information.
Charlotte Real Estate
Mathews Real Estate
Weddington Real Estate
Monroe Real Estate
Mooresville Real Estate
Huntersville Real Estate
Denver Real Estate
Gastonia Real Estate
Rock Hill Real Estate
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